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A “net worth” represents the total value of an individual’s or entity’s assets minus their liabilities. It provides a snapshot of financial health, indicating what someone owns compared to what they owe. This calculation includes tangible assets like real estate, investments, and cash, alongside intangible assets such as intellectual property or brand value, offset by debts like mortgages, loans, and credit card balances. Projecting a net worth for a future year, such as 2026, involves …